Water & Sanitation Funding
Water & Sanitation Funding
In some areas, individuals lack access to clean water and sanitation, therefore banks began giving micro-finance to assist them in obtaining domestic water and toilet facilities.
Why choose us:
- The most diverse range of deals from over 21 banks/NBFCs
- The quickest response time
- Direct Deposit to Applicant's Account
- It saves you both time and money.
- Data Safety and Security
Eligibility Criteria for Water and Sanitation Funding
Before applying for a loan, you should consider the following eligibility criteria:
- The applicant should be between the ages of 25 and 65.
- All proposals with a prior scientific database must be examined by the State Technical Agency, which will include Technical Experts, before being approved by the SLSSC.
- The sustainability component of drinking water supply systems should be simple for the community/Gram Panchayat/Water User group to run and maintain.
- Priority should be given to sustainability structures in over-exploited, critical, and semi-critical blocks, as well as in quality-affected habitations.
- Applicants must be Indian citizens.
What variables influence Water and Sanitation Funding Eligibility Criteria in general?
The following are the top factors that commonly determine Water & Sanitation financing Eligibility Criteria:
IIncomplete Documentation - One of the key causes for impacting eligibility is incomplete documentation; for applying for any type of loan, adequate document requirement is the basic criteria of all banks and NBFC; your application will be refused due to incomplete docs.
Irregular payment behavior - The lender will review your application and examine your credit record to learn about your past performance on making payments and everything else; if you appear to have irregular, default payments, your eligibility will be impacted.
Documents Required
Individual
- Pan Card Copy
- Aadhar Card + Passport
- Address Proof If Rented Also Required Permanent Address Proof
- Last 3 Years Form -16, ITR With Computation Of Income If File
- Last 1 Year Bank Statement - Salary Account
- Loan Schedule & Sanction Letter (If Running)
- Complete Property Papers With Chain & Map +ATS
- Processing Fee Cheque In Favour Of the Bank
- Projected Financial
- Project Feasibility Report
- Company Profile & Management Profile
- ISO Certificate & MSME Certificate
- Pollution Certificate
- CMA Data
- Machine Quotation
- Building Construction Estimate
- Last 3 Months Salary Slip + Appointment Letter
Prop Firm
- Pan Card Clear Copy Proprietor
- Address Proof (Pass Port, Voter Id Card) Proprietor
- Office Address Proof Latest (Electricity Bill, Telephone Bill)
- Firm Registration Certificates & GST Registration Copy
- Last 1 Year GST Return Copy
- Firm 3 Years ITR Computation, Profit Loss A/C, Balance-Sheet, Tax Audit Report, All Scheduled & Annexure
- Provisional Financial Ay 2019-20
- Bank Accounts (Current Account, Cc Account, Od Account Last 1 Year Updated)
- 6 Month Saving Account Statement Updated (Proprietor)
- If Running Any Loan, Please Provide Sanction Letter and Repayment Scheduled
- Agreement to Sell Copy
- Property Papers with Chain Sanction Map
- Projected Financial
- Project Feasibility Report
- Company Profile & Management Profile
- ISO Certificate & MSME Certificate
- Pollution Certificate
- CMA Data
- Machine Quotation
- Building Construction Estimate
Partnership Firm LLP
- Partners
- Pan Card - Company, All Partners
- Address Proof - All Partners (Pass Port, Voter I Pan Card, Adhaar)
- Firm Address Proof- Latest Any Utility Bill
- Partnership Deed Copy
- GST Certificate
- GST Return Last 1 Year
- 3 Year Company ITR COI P/L A/C Balance sheet + Audit Report 3cb 3cd, All Annexures, scheduled with C.A. Certified
- Provisional Financial Ay 2023-24
- 3 Year All Partner Individuals ITR + Computation
- Firm All A/C Bank Statement 1 Year Updated
- All Partner Saving A/C Statement 6 Month
- If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Scheduled
- Agreement to Sell Copy
- Property Papers Complete Chain with Map
- Projected Financial
- Project Feasibility Report
- Company Profile & Management Profile
- ISO Certificate & MSME Certificate
- Pollution Certificate
- CMA Data
- Machine Quotation
- Building Construction estimate
PVT LTD
- Photograph
- Clear Pan Card - Company And All Directors
- Address Proof – Company And Directors
- List Of Director& Share Holder With Ca Certified As On Date
- Memorandum Order In Hand And Complete Copy (If Applicable)
- GST, Sale, Vat, And Ssi Registration Certificate
- 1 Year GST Returns
- All Directors Individuals ITR & Computation Last 3 Years
- Last 3 Years Complete Financial with Tax Audit Report and Annexure
- Provisional Financial Fy 2023-24 Or Month Wise Sale Figure Last 1 Year
- Company All Bank Account Statement 1 Year Updated
- All Directors Saving A/C Statement 6 Month
- If Running Any Loan – The latest Sanction Letter And Repayment Scheduled
- Agreement To Sell Copy
- Property Papers Complete Chain with Sanction Map
- Projected Feasibility Report
- Company Profile & MSME Certificate
- Pollution Certificate
- CMA Data
- Machine Quotation
- Building Construction Estimate
1. What Are the Advantages of Funding for Water and Sanitation?
It is a long-term loan with a fixed rate of interest that allows you to avoid additional charges on a high-interest credit card.
2. What are the advantages of funding for water and sanitation?
The advantage of obtaining a Water and Sanitation Loan is that it provides clean drinking water and sanitation. Reduces health hazards and other useful activities while increasing labor force productivity.
3. How can I apply for a Water and Sanitation Loan?
You can then choose your preferred bank. Go to the website or the nearest branch, fill out the application form with all relevant details and attach the necessary documents, and wait for the approval.
