Ezmyloans || Loans

Construction Equipment Loan

Get up to 100% cash for construction equipment, whether new or old, to supplement or replace an existing loan. Get a loan with a low-interest rate and a maximum repayment period of 60 months.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Quick response

Direct Deposit

Essentials

Eligibility Criteria

The eligibility criteria are determined by a variety of elements such as the individual's age, payback history, business sales/turnover, total work experience, and creditworthiness, among others.

Self-employed individuals must be between the ages of 22 and 60.
Eligible entities include individuals, sole proprietorships, partnership firms, corporations (private and public), private trusts, and limited liability partnerships.
At least two years of business continuity is required.
At least two years of auditing by a certified chartered accountant is required.

Documents Required

Individual

Two Photographs
PAN Card Copy
Aadhaar Card + Passport
Address Proof; if rented, also provide permanent address proof
Last 3 Years Form-16, ITR with Computation of Income (if filed)
Last 1 Year Bank Statement – Salary Account
Loan Schedule & Sanction Letter (if running)
Complete Property Papers with Chain & Map + ATS
Processing Fee Cheque in favour of the bank
Machine Quotation
Order in Hand
Last 3 Months Salary Slip + Appointment Letter

Prop firm

Photograph Both
PAN Card Clear Copy – Proprietor
Address Proof (Passport, Voter ID Card) – Proprietor
Office Address Proof Latest (Electricity Bill, Telephone Bill)
Firm Registration Certificates & GST Registration Copy
Last 1 Year GST Return Copy
Firm 3 Years ITR Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
Provisional Financial AY 2023–24
Bank Accounts (Current Account, CC Account, OD Account – Last 1 Year Updated)
6 Month Savings Account Statement Updated (Proprietor)
If Running Any Loan – Provide Sanction Letter and Repayment Schedule
Agreement to Sell Copy
Property Papers with Complete Chain & Sanction Map

Partnership Firm LLP

Photograph – Partners
PAN Card – Company and All Partners
Address Proof – All Partners (Passport, Voter ID Card, PAN, Aadhaar)
Firm Address Proof – Latest Utility Bill
Partnership Deed Copy
GST Certificate
GST Return – Last 1 Year
3 Years Company ITR, COI, P/L A/C, Balance Sheet, Audit Report (3CB, 3CD), All Annexures & Schedules – CA Certified
Provisional Financial – AY 2023–24
3 Years All Partners' Individual ITR & Computation
Firm All Account Bank Statements – Last 1 Year (Updated)
All Partners' Saving Account Statements – Last 6 Months
If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Schedule
Agreement to Sell Copy
Property Papers – Complete Chain with Map

PVT LTD

All Directors’ Photographs
Clear PAN Card – Company and All Directors
Address Proof – Company and Directors
List of Directors & Shareholders – CA Certified as on Date
Memorandum Order in Hand and Complete Copy (if applicable)
GST, Sale, VAT, and SSI Registration Certificates
1 Year GST Returns
All Directors’ Individual ITR & Computation – Last 3 Years
Last 3 Years Complete Financials with Tax Audit Report and Annexures
Provisional Financials FY Last Year or Month-wise Sales Figures – Last 1 Year
Company Bank Account Statements – Last 1 Year (Updated)
All Directors’ Saving Account Statements – Last 6 Months
If Running Any Loan – Latest Sanction Letter and Repayment Schedule
Agreement to Sell Copy
Property Papers – Complete Chain with Sanction Map