Ezmyloans || Loans

Home Loan

Ezmy Loans will assist you in discovering the best affordable housing loan offer for up to 10 crores, as well as obtaining in-principle approval within minutes. We provide you with the ease of selecting the best home equity loan for you from 20+ private industry, government sector, and Non - banking finance companies, using a comprehensively processing system that is merged with regulatory agencies for different purposes such as data retrieving, verification, and so on.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria

For Salaried

Nationality: Resident of India
Age: 23 to 62 Years
Work Experience / Business Continuity: Minimum 3 years of corporate experience

For Self Employed

Nationality: Resident of India
Age: 23 to 70 Years
Work Experience / Business Continuity: Minimum 5 years of successfully running a business

Documents Required

PAN Card, Aadhaar Card, Driving License, and Voter ID are all acceptable forms of identification.

Address & Identity Proof (Any of the following):
- Electricity Bill
- Water Bill
- Phone Bill
- Valid Passport
- Aadhaar Card
- Driving Licence
- Voter ID
For Self-Employed Applicant/Co-applicant:
- Income Tax Returns for the Previous 3 Years
- Qualification Certificates (for Doctors, CAs, and other professionals)
- CA Audited Balance Sheet & Profit and Loss Statement (last 3 years)
- Business License Details with Address Proof
- TDS Certificate
For Salaried Applicant/Co-applicant:
- Salary Slips for the Last 3 Months
- Form 16 or ITR for the Previous 2 Years
Other Documents:
- Form 16 or Most Recent Pay Stub
- Last 3 Months’ Bank Statements
- Property Papers

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

1. What exactly is a co-applicant?

A co-applicant is someone who appears to apply for a loan with the main borrower and is evenly responsible for paying off the loan. A co-applicant can be a borrower's blood relative, close family member, or partner.

2. Is it necessary to include a co-applicant?

No, adding a co-applicant is not required to obtain in-principle approval for a home loan. Adding a co-applicant, on the other hand, may increase the likelihood of receiving higher loan eligibility. For a home loan, you can add up to three co-applicants.

3. What if I don't have an income tax return or banking information?

If the lender has not submitted an ITR because his or her income is less than the filing threshold, the lender can provide income by self-declaring. If the lender doesn't even have a basic bank statement for the previous six months, the services will be revoked.

Still have a questions?

Reach out to us—we're here to help and maybe share a laugh!

We promise we're not ignoring you—just busy being awesome. You'll hear from us within 48 hours!

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