Pre Shipment Credit Fx

Pre-shipment facilities enable you to obtain funds for boosting export growth simply by using trade receivables. It serves as a working capital loan to help with the purchase of raw materials, processing, and manufacturing of high-quality goods till shipment.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria

The eligibility criteria are determined by a variety of elements such as the individual's age, repayment history, business sales/turnover, and creditworthiness, among others.

  • Individuals must be between the ages of 25 and 65.
  • Commercial exporters
  • Manufacturers who export
  • This service is only available to exporters who have orders in their name.
  • Some institutions provide funding for third-party manufacturers who do not export under their name.
  • Exporters should not be on the Reserve Bank of India's watch list (RBI).

Documents Required

  • Two Photographs
  • Pan Card Copy
  • Aadhar Card + Passport
  • Address Proof (If Rented, also required Permanent Address Proof)
  • Last 3 Years Form-16, ITR with Computation of Income (if filed)
  • Last 1 Year Bank Statement - Salary Account
  • Loan Schedule & Sanction Letter (if running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in favour of the Bank
  • Last 3 Months’ Salary Slip + Appointment Letter
  • Photograph Both
  • Pan Card Clear Copy - Proprietor
  • Address Proof (Passport, Voter ID Card) - Proprietor
  • Office Address Proof - Latest (Electricity Bill, Telephone Bill)
  • Firm Registration Certificates & GST Registration Copy
  • Last 1 Year GST Return Copy
  • Firm 3 Years ITR Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
  • Provisional Financial for AY 2023-24
  • Bank Accounts (Current Account, CC Account, OD Account - Last 1 Year Updated)
  • 6 Month Saving Account Statement Updated (Proprietor)
  • If Running Any Loan – Provide Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers with Chain & Sanction Map
  • Photograph - All Partners
  • PAN Card - Company & All Partners
  • Address Proof - All Partners (Passport, Voter ID, PAN Card, Aadhaar)
  • Firm Address Proof - Latest Utility Bill (Electricity/Telephone/etc.)
  • Partnership Deed Copy
  • GST Certificate
  • GST Return - Last 1 Year
  • 3 Year Company ITR, Computation, Profit & Loss A/C, Balance Sheet, Audit Report (3CB, 3CD), All Annexures & Schedules (CA Certified)
  • Provisional Financial for AY 2023–24
  • 3 Years Individual ITR & Computation - All Partners
  • Firm All Bank A/C Statement - Last 1 Year (Updated)
  • All Partner Saving A/C Statement - Last 6 Months
  • If Running Any Loan – Latest Sanction Letter + Track Record / Repayment Schedule
  • Agreement to Sell Copy
  • Complete Property Papers with Chain & Sanctioned Map
  • All Director’s Photograph
  • Clear PAN Card - Company and All Directors
  • Address Proof – Company and All Directors
  • List of Directors & Shareholders with CA Certification as on Date
  • Memorandum Order in Hand and Complete Copy (If Applicable)
  • GST, Sale, VAT, and SSI Registration Certificates
  • 1 Year GST Returns
  • All Directors' Individual ITR & Computation – Last 3 Years
  • Last 3 Years Complete Financials with Tax Audit Report and Annexures
  • Provisional Financials for Last FY or Month-wise Sales Figure for Last 1 Year
  • Company’s All Bank Account Statements – Last 1 Year (Updated)
  • All Directors’ Savings Account Statement – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Complete Property Papers with Chain and Sanctioned Map

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

1. What exactly is Pre Shipment Credit Fx?

Pre-shipment financing is a loan granted by a bank to an exporter to finance the purchase, processing, manufacture, or packing of products before shipment at a reasonable rate.

2. What is the interest rate on pre-shipment credit fx funds?

The interest rate on Pre Shipment Credit is 0.75%.

3. When do I have to pay back the Pre Shipment Credit Fx fund?

You must reimburse the Pre Shipment Credit Fund over 6 months.

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