Personal Loan
Personal Loan
Get approval for a personal loan of up to 20 lacs in minutes, without having to run from bank to bank looking for the best deal. We'll find you the best private loan offers from 20+ private, public, and NBFC lenders in a flash, as well as assist you in obtaining approval for the loan depending on the lending eligibility without any complications, securely, and reliably.
Ezmy Loans is equipped with a completely algorithmic, smart management system.
Why choose us:
- Direct Deposit to Applicant's Account
- It saves you both time and money.
- Data Safety and Security
- Simple Procedure Using a Streamlined Process
- Decision-Making in Real Time
Personal Loan Eligibility Criteria:
- Nationality - Indian
- Nature of Employment - Individuals who are salaried and work for a public or private firm, or who are self-employed
- Age - 21 years and above
- Minimum Net Monthly Income - ₹15,000
- Minimum Work Experience - 2-3 years
- Credit Score - 600 or above
- NTC Score - Above 150
Documents Required for Personal Loan
- Documents Required for Personal Loan
- Voter’s ID, Aadhaar card, passport, driving license, electricity bill, telephone bill
- Bank statements or pay stubs for the last three months
- 2 passport-sized photos
1. Who is eligible to apply for a personal loan?
Only salaried individuals who earn an income in the form of a salary are eligible to apply for a personal loan.
2. What if I don't have my ITR or bank account information?
If you do not need to file an income tax return, you can self-declare your financial information, and you can manually verify your bank account.
