Loan for infrastructure building Criteria for Eligibility

Typically, infrastructure construction loan eligibility criteria are determined by a variety of elements such as the applicant's age, co-business applicant's income, and residency, among others.

• Individuals must be between the ages of 21 and 65.
• An excellent financial statement
• Loans are available to both salaried and self-employed individuals.
• Credit score of 750 or higher
• The minimum salary for a salaried employee should be Rs. 25000/- per month.
• Nationality - Resident of Indian

Documents Required

Individual

• Two Photographs
• Pan Card Copy
• Aadhar Card + Passport
• Address Proof If Rented Also Required Permanent Address Proof
• Last 3 Years Form -16, ITR With Computation Of Income If File
• Last 1 Year Bank Statement - Salary Account
• Loan Schedule & Sanction Letter (If Running)
• Complete Property Papers With Chain & Map +Ats
• Processing Fee Cheque In Favour Of the Bank
• Last 3 Months’ Salary Slip + Appointment Letter

Prop firm

• Photograph Both
• Pan Card Clear Copy Proprietor
• Address Proof (Pass Port, Voter Id Card) Proprietor
• Office Address Proof Latest (Electricity Bill, Telephone Bill)
• Firm Registration Certificates & Gst Registration Copy
• Last 1 Year GST Return Copy
• Firm 3 Years ITR Computation, Profit Loss A/C, Balance-Sheet, Tax Audit Report, All Scheduled & Annexure
• Provisional Financial Ay 2023-24
• Bank Accounts (Current Account, Cc Account, Od Account Last 1 Year Updated)
• 6 Month Saving Account Statement Updated (Proprietor)

Partnership Firm LLP

• Photograph Partners
• Pan Card - Company, All Partners
• Address Proof - All Partners (Pass Port, Voter I Card, Pan, Adhaar)
• Firm Address Proof- Latest Any Utility Bill
• Partnership Deed Copy
• GST Certificate
• GST Return Last1 Years
• 3 Year Company ITR COI P/L A/C Balance sheet + Audit Report 3cb 3cd, All Annexures, Scheduled With C.A. Certified
• Provisional Financial Ay 2023-24
• 3 Years all Partner Individuals ITR + Computation
• Firm All A/C Bank Statement 1 Year Updated
• All Partner Saving A/C Statement 6 Month
• If Running Any Loan – Latest Sanction Letter + Track Records Or Repayment Scheduled
• Agreement to Sell Copy
• Property Papers Complete Chain With Map

PVT LTD

• All Director’s Photograph
• Clear Pan Card - Company And All Directors
• Address Proof – Company And Directors
• List Of Director & Share Holder With Ca Certified As On Date
• Memorandum Order In Hand And Complete Copy (If Applicable)
• GST, Sale, Vat, And Ssi Registration Certificate
• 1 Year GST Returns
• All Directors Individuals ITR & Computation Last 3 Years
• Last 3 Years Complete Financial with Tax Audit Report And Annexure
• Provisional Financial Fy 2023-24 Or Month Wise Sale Figure Last 1 Year
• Company All Bank Account Statement 1 Year Updated
• All Directors Saving A/C Statement 6 Month
• If Running Any Loan – The latest Sanction Letter And Repayment Scheduled
• Agreement To Sell Copy
• Property Papers Complete Chain with Sanction Map