Ezmyloans || Loans

Mudra Loan

You can receive approval for the Mudra business loan up to 10 lacs. We've now reduced days of effort and multiple bank visits to obtain a mudra loan. To avail of the mudra business loan under the Pradhan Mantri Mudra Yojana (PMMY) for non-corporate, non-farming micro enterprises businesses, all you need to do is complete a simple application right to us and we will bring you the best affordable offers from 20+ banks. A simple loan with no collateral security, Mudra loans make profits by assisting and enhancing business operations in the production, manufacturing, facility, and buying and selling sectors.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Quick response

Direct Deposit

Essentials

Eligibility Criteria

MUDRA loans may be available for the following:

Small-scale manufacturers
Artisans
Fruit and vegetable merchants
Shop owners
Individuals involved in agriculture
Individuals must also provide different business statements and a revenue projection report as part of the MUDRA loan eligibility criteria.

Documents Required

Two recent passport-sized photos
PAN Card, Aadhaar Card, Voter ID Card, Passport, and Driving License are all acceptable forms of identification.
Aadhaar Card, Passport, Electric Bills, and Voter ID Card are all acceptable forms of address proof.
Last six months' bank account statement, income tax returns/sales tax returns, audited balance sheets from the previous three years and projected balance sheets for the next two years for cash flow limits.
Business license or registration certificate of the business, documents comprising the owner's details and address of the business, a rental contract, partnering deed, memos, memorandum of incorporation, title deeds and lease deeds, etc.

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

What if I don't have my ITR or bank account information?

If you do not need to file an income tax return, you can self-declare your financial information, and you can manually verify your bank account.

What exactly is collateral?

Protection in the form of an investment offered by the borrower to a lender to secure a loan if the borrower fails to repay the loan, the collateral can be used to retrieve failures.

Is it necessary for me to provide collateral to obtain a Mudra loan?

No, providing collateral for a mudra loan is not required. We enable eligible borrowers to obtain collateral-free loans by providing coverage.

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