Ezmyloans || Loans

Vehicle Loan

With Ezmy Loans, you can get an instant approval for auto loans up to 1 crore in minutes. All you have to do is apply for an auto loan (any vehicle) and we'll help you get preapproval, kudos to our cutting-edge online systems that are integrated with regulatory agencies. We will also tailor your specifications so that you can choose from a wide range of vehicle loan offers from over 25 banking firms, including public, private, and non-banking finance companies.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria

Applicant's Minimum Age: 18 Years
Applicant's Maximum Age: 60 Years for salaried applicants, 65 Years for self-employed applicants
Minimum Annual Earnings: ₹3 Lakhs
Employment Situation: Salaried or self-employed
Country or Location of Residence: India
Time Spent in Current Residence: Minimum 1 Year

Documents Required

Signed Application Form: Original and photocopy
Proof of Identity: Aadhaar Card, PAN Card, Driver's License, Passport, Voter ID Card
Additional Government-Issued Documents: Valid passport/permanent driving license/voter ID/job card issued by NREGA
Proof of Date of Birth: Birth Certificate, School Leaving Certificate, Driving License, 10th Grade Mark Sheet
Proof of Income: Salary Slips, Income Tax Return Document, Form 16, or 3–6 Months Bank Statement

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

1. What exactly is a co-applicant?

A co-applicant is someone who appears to apply for a loan with the main borrower and is evenly responsible for paying off the loan. A co-applicant can be a borrower's blood relative, close family member, or partner.

2. Is it necessary to include a co-applicant?

No, adding a co-applicant is not required to obtain in-principle approval for a home loan. Adding a co-applicant, on the other hand, may increase the likelihood of receiving higher loan eligibility. For a home loan, you can add up to three co-applicants.

3. What if I don't have an income tax return or banking information?

If the lender has not submitted an ITR because his or her income is less than the filing threshold, the lender can provide income by self-declaring. If the lender doesn't even have a basic bank statement for the previous six months, the services will be revoked.

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