Post Shipment Credit Fx

Post-shipment finance is typically issued from the date of loan extension and after the shipping of products to be realized on the date the exporter continues. This helps the exporter to obtain credit quickly before the importer initiates funds.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria

The eligibility criteria are determined by a variety of elements such as the individual's age, repayment history, business sales/turnover, and creditworthiness, among others.

  • Individuals must be between the ages of 25 and 65.
  • Individuals and businesses involved in export are eligible.
  • Any entity involved in the export of goods.
  • This service is only available to exporters who have orders in their name.
  • Some institutions provide funding for third-party manufacturers who do not export under their name.
  • Exporters should not be on the Reserve Bank of India's watch list (RBI).

Documents Required

  • Two Photographs
  • Pan Card Copy
  • Aadhar Card + Passport
  • Address Proof – If Rented, Also Provide Permanent Address Proof
  • Last 3 Years Form-16, ITR With Computation Of Income (If Filed)
  • Last 1 Year Bank Statement – Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers With Chain & Map + ATS
  • Processing Fee Cheque in Favour of the Bank
  • Last 3 Months’ Salary Slip + Appointment Letter
  • Photograph Both
  • Pan Card Clear Copy – Proprietor
  • Address Proof (Passport, Voter ID Card) – Proprietor
  • Office Address Proof – Latest (Electricity Bill, Telephone Bill)
  • Firm Registration Certificates & GST Registration Copy
  • Last 1 Year GST Return Copy
  • Firm 3 Years ITR Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
  • Provisional Financial AY 2023-24
  • Bank Accounts (Current Account, CC Account, OD Account – Last 1 Year Updated)
  • 6 Month Saving Account Statement – Updated (Proprietor)
  • If Running Any Loan – Provide Sanction Letter and Repayment Schedule
  • Agreement To Sell Copy
  • Property Papers With Chain and Sanction Map
  • Photograph – All Partners
  • Pan Card – Company and All Partners
  • Address Proof – All Partners (Passport, Voter ID, PAN Card, Aadhaar)
  • Firm Address Proof – Latest Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Return – Last 1 Year
  • 3 Years Company ITR, Profit & Loss A/C, Balance Sheet + Audit Report (3CB, 3CD), All Annexures, Schedules – CA Certified
  • Provisional Financial – AY 2023-24
  • 3 Years All Partners' Individual ITR + Computation
  • Firm All Bank Account Statements – 1 Year Updated
  • All Partners' Saving Account Statements – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Schedule
  • Agreement To Sell Copy
  • Property Papers – Complete Chain with Sanctioned Map
  • All Directors’ Photographs
  • Clear PAN Card – Company and All Directors
  • Address Proof – Company and All Directors
  • List of Directors & Shareholders – CA Certified as on Date
  • Memorandum of Association (MOA) – Order in Hand and Complete Copy (if applicable)
  • GST, Sales Tax, VAT, and SSI Registration Certificates
  • 1 Year GST Returns
  • All Directors' Individual ITRs & Computation – Last 3 Years
  • Last 3 Years Complete Financial Statements with Tax Audit Report and Annexures
  • Provisional Financials – Last Financial Year OR Month-wise Sales Figures – Last 1 Year
  • Company All Bank Account Statements – Last 1 Year Updated
  • All Directors’ Saving Account Statements – Last 6 Months
  • If Any Loan Running – Latest Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers – Complete Chain with Sanctioned Map

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

1. What exactly is the Post Shipment Credit Fx Fund?

Post Shipment Credit Fx is a sort of fund offered by the bank to the exporter or seller in exchange for a previously made shipment.

2. How much money may I borrow for post-shipment funds?

You can obtain Post Shipment Loans of up to 10 crores or more, depending on your requirements.

3. What is the interest rate on post-shipment credit fx funds?

You might get a Post Shipment Loan for a short or extended period. The following interest rate will be charged: -

  • The period for a short-term post-shipment loan is 90 days.
  • The time duration for a long-term post-shipment loan is six months.

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