Eligibility Criteria

Before applying for a loan, you should consider the following eligibility criteria:

• Cooperatives, agricultural cooperative societies
• Individuals and Farmers
• Corporations and partnerships
• Corporations, agricultural and industrial corporations
• Farmer/Grower Collective
• Committees for the Marketing of Agricultural Produce
• Agribusiness Corporations

What are the general variables influencing Warehouse building loan Eligibility Criteria?

The following are the top elements that commonly influence loan eligibility criteria:

Credit History - Your credit history will affect your eligibility level since lenders will check your credit history to confirm that you are capable of repaying the loan on time. If you have ever missed a payment or paid bills late, your chances of getting a loan will be reduced.

Professional status - If you are self-employed, a professional, or a business owner, you must produce all professional details as well as a bank statement to demonstrate financial stability.

Documents Required

Individual

• Pan Card Copy
• Aadhar Card + Passport
• Address Proof If Rented Also Required Permanent Address Proof
• Last 3 Years Form -16, ITR with Computation of Income If File
• Last 1 Year Bank Statement - Salary Account
• Loan Schedule & Sanction Letter (If Running)
• Complete Property Papers with Chain & Map +ATS
• Processing Fee Cheque in Favor of Bank
• Projected Financial
• Project Feasibility Report
• Company Profile & Management Profile
• ISO Certificate & MSME Certificate
• Pollution Certificate
• CMA Data
• Machine Quotation
• Building Construction Estimate
• Last 3 Months Salary Slip + Appointment Letter

Proprietary firm

• Firm Registration Certificates & GST Registration Copy
• Last 1 Year GST Return Copy
• Firm 3 Years ITR Computation, Profit Loss A/C, Balance-Sheet, Tax Audit Report, All Scheduled & Annexure
• Provisional Financial Ay 2023-24
• Bank Accounts (Current Account, Cc Account, Od Account Last 1 Year Updated)
• 6 Month Saving Account Statement Updated (Proprietor)
• If Running Any Loan, Please Provide Sanction Letter and Repayment Scheduled
• Agreement to Sell Copy
• Property Papers with Chain Sanction Map
• Projected Financial
• Project Feasibility Report
• Company Profile & Management Profile
• ISO Certificate & MSME Certificate
• Pollution Certificate
• CMA Data
• Machine Quotation
• Building Construction Estimate

Partnership firm

• Partners
• Pan Card - Company, All Partners
• Address Proof - All Partners (Pass Port, Voter I Pan Card, Adhaar)
• Firm Address Proof- Latest Any Utility Bill.
• Partnership Deed Copy
• GST Certificate
• GST Return Last 1 Year
• 3 Year Company ITR COI P/L Balance sheet + Audit Report 3cb 3cd, All Annexures, scheduled with C.A. Certified
• Provisional Financial Ay 2019-20
• 3 Years all Partner Individuals ITR + Computation
• Firm All A/C Bank Statement 1 Year Updated
• All Partner Saving A/C Statement 6 Month
• If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Scheduled
• Agreement to Sell Copy
• Property Papers Complete Chain with Map
• Projected Financial
• Project Feasibility Report
• Company Profile & Management Profile
• ISO Certificate & MSME Certificate
• Pollution Certificate

PVT LTD

• Pan Card - Company and All Directors
• Address Proof – Company and Directors
• List of Director& Share Holder With Ca Certified As On Date
• Memorandum Order In Hand And Complete Copy (If Applicable)
• GST, Sale, Vat and Ssi Registration Certificate
• 1 Year GST Returns
• All Directors Individuals ITR & Computation Last 3 Years
• Last 3 Years Complete Financial with Tax Audit Report and Annexure
• Provisional Financial Fy 2023-24 Or Month Wise Sale Figure Last 1 Year
• Company All Bank Account Statement 1 Year Updated
• All Directors Saving A/C Statement 6 Month
• If Running Any Loan – The latest Sanction Letter and Repayment Scheduled
• Agreement to Sell Copy
• Property Papers Complete Chain with Sanction Map
• Projected Feasibility Report
• Company Profile & MSME Certificate
• CMA Data
• Machine Quotation
• Building Construction Estimate