Criteria Eligibility for Industrial Property Loan

Typically, industrial property loan eligibility criteria are based on a variety of characteristics such as the applicant's age, monthly salary or company income of co-applicant, and residency, among others.

• Individuals must be between the ages of 22 and 65.
• An excellent financial statement
• Credit score of 700 or higher
• Nationality - Indian resident

Documents Required

Individual

• Pan Card Copy
• Aadhar Card + Passport
• Address Proof If Rented Also Required Permanent Address Proof
• Last 3 Years Form -16, ITR with Computation of Income If File
• Last 1 Year Bank Statement - Salary Account
• Loan Schedule & Sanction Letter (If Running)
• Complete Property Papers with Chain & Map +ATS
• Processing Fee Cheques in Favor Of the Bank

Prop firm

• Pan Card Clear Copy Proprietor
• Address Proof (Pass Port, Voter Id Card) Proprietor
• Office Address Proof Latest (Electricity Bill, Telephone Bill)
• Firm Registration Certificates & Gst Registration Copy
• Last 1 Year Gst Return Copy
• Firm 3 Years ITR Computation, Profit Loss A/C, Balance-Sheet, Tax Audit Report, All Scheduled & Annexure
• Provisional Financial Ay 2023-24
• Bank Accounts (Current Account, Cc Account, Od Account Last 1 Year Updated)
• 6 Month Saving Account Statement Updated (Proprietor)
• If Running Any Loan Please Provide a Sanction Letter And Repayment Scheduled
• Agreement To Sell Copy
• Property Papers With Chain Sanction Map

Partnership Firm LLP

• Partners
• Pan Card - Company, All Partners
• Address Proof - All Partners (Pass Port, Voter I Pan Card, Adhaar)
• Partnership Deed Copy
• Gst Certificate
• Gst ReYearLast 1 Year
• 3 Year Company ITR COI P/L A/C Balancesheet + Audit Report 3cb 3cd, All Annexxurs, Scheduled With C.A. Certified
• Provisional Financial Ay 2023-24
• 3 Years all Partner Individuals ITR + Computation
• Firm All A/C Bank Statement 1 Year Updated
• All Partner Saving A/C Statement 6 Month
• If Running Any Loan – Latest Sanction Letter + Track Records Or Repayment Scheduled
• Agreement To Sell Copy
• Property Papers Complete Chain With Map
• Projected Financial
• Project Feasibility Report
• Company Profile & Management Profile
• Iso Certificate & MSME Certificate
• Pollution Certificate
• CMA Data
• Machine Quotation
• Building Construction Estimate

PVT LTD

• All Director’s Photograph
• Clear Pan Card - Company And All Directors
• Address Proof – Company And Directors
• List Of Director& Share Holder With Ca Certified As On Date
• Memorandum Order In Hand And Complete Copy (If Applicable)
• Gst, Sale, Vat, And Ssi Registration Certificate
• 1 Year Gst Returns
• All Directors Individuals ITR & Computation Last 3 Years
• Last 3 Years Complete Financial With Tax Audit Report And Annexure
• Provisional Financial Fy 2023-24 Or Month Wise Sale Figure Last 1 Year
• Company All Bank Account Statement 1 Year Updated
• All Directors Saving A/C Statement 6 Month
• If Running Any Loan – Latest Sanction Letter And Repayment Scheduled Agreement To Sell Copy
• Property Papers Complete Chain With Sanction Map