Mortgage Loan

Get mortgage loans at low-interest rates for your personal or business needs. All residential and commercial properties can be mortgaged to acquire a loan against them. Ezmy Loans offers a simple and concise loan against property to both salaried and self-employed individuals. Ezmy mortgage loan is a sensible approach to your financial problems.

Why choose us:

  • Simple and easy paperwork
  • Simple monthly installment repayments
  • Longer term, lower EMIs
  • Low-interest rates

Mortgage Loan Eligibility Criteria:

Salaried Applicant

  • Residents of Indian origin
  • Between the ages of 23 and 62
  • Working professionals with a minimum of three years of experience in public or private companies or MNCs

Self Employed Applicant

  • Residents of Indian origin
  • Between the ages of 25 and 70
  • Capable of demonstrating a consistent source of income

Mortgage Loan Documents Required:

Salaried Applicant

  • Latest Salary slips
  • Statements of bank account for the previous three months
  • All applicants' PAN cards/Form 60
  • ID Proof
  • Address Proof
  • Document relating to the mortgaged property
  • IT returns
  • Title documentation

Self Employed Applicant

  • Statements of primary bank accounts for the previous six months
  • All applicants' PAN cards/Form 60
  • Address Proof
  • ID Proof
  • Income tax returns and financial statements
  • Documents referring to the mortgaged property
  • Title documentation

1. What is Mortgage Loan

It is a source of financing finance companies against fully built, new property residential and commercial properties. A mortgage loan can be used for personal and business needs.

2. Who is eligible for a Mortgage Loan?

Mortgage Loan can be used for personal and professional needs (other than investment purposes)

3. What kind of security do I need to provide to get a Mortgage Loan?

The loan would be secured by a security interest in the property being financed by us, as well as any other collateral / interim security that we may require.