Ezmyloans || Loans

Capital Loan

Take your company to the next level of success with the help of capital limit facilities supplied by renowned banks at reasonable interest rates and flexible terms. Even if an overdraft facility is available, ensure that you meet certain eligibility conditions before applying.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Quick response

Direct Deposit

Essentials

Eligibility Criteria

Applicant must be a self-employed professional, business owner, or company.
Business should be operational for at least 1–3 years.
Stable turnover and positive cash flow required.
Minimum annual business income as specified by the lender.
Good credit history and CIBIL score (usually 700+ preferred).
Valid business registration and licenses must be in place.
Purpose should be for meeting short-term working capital needs.
Applicant must provide audited financials and bank statements.
Complete KYC and business documentation must be submitted.

Documents Required

Individual

Two Photographs
PAN Card Copy
Aadhaar Card + Passport
Last 3 Years Form-16, ITR with Computation of Income (if filed)
Last 1 Year Bank Statement – Salary Account
Loan Schedule & Sanction Letter (if running)
Complete Property Papers with Chain & Map + ATS
Processing Fee Cheque in favour of the Bank
Machine Quotation
Order in Hand
Last 3 Months Salary Slip + Appointment Letter

Prop firm

Photograph (Both)
PAN Card – Clear Copy of Proprietor
Address Proof of Proprietor (Passport, Voter ID Card)
Latest Office Address Proof (Electricity Bill, Telephone Bill)
Firm Registration Certificates & GST Registration Copy
Last 1 Year GST Return Copy
Firm’s Last 3 Years:
- ITR Computation
- Profit & Loss Account
- Balance Sheet
- Tax Audit Report
- All Schedules & Annexures
Provisional Financials – AY 2023–24
Bank Accounts – Last 1 Year Updated:
- Current Account
- CC Account
- OD Account
6 Months Updated Saving Account Statement – Proprietor
If Any Loan Running – Sanction Letter & Repayment Schedule
Agreement to Sell Copy
Property Papers with Chain & Sanction Map

Partnership Firm LLP

Photograph – Partners
PAN Card – Company, All Partners
Address Proof – All Partners (Passport, Voter ID Card, PAN, Aadhaar)
Firm Address Proof – Latest Any Utility Bill
Partnership Deed Copy
GST Certificate
GST Return – Last 1 Year
3 Years Company ITR, COI, Profit & Loss A/C, Balance Sheet
Audit Report 3CB & 3CD, All Annexures, Schedules – CA Certified
Provisional Financial – AY 2023–24
3 Years All Partners' Individual ITR + Computation
Firm All A/C Bank Statements – Last 1 Year Updated
All Partners’ Saving A/C Statements – Last 6 Months
If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Schedule
Agreement to Sell Copy
Property Papers – Complete Chain with Map

PVT LTD

All Directors’ Photograph
Clear PAN Card – Company and All Directors
Address Proof – Company and Directors
List of Directors & Shareholders with CA Certification (As on Date)
Memorandum Order in Hand and Complete Copy (If Applicable)
GST, Sales Tax, VAT, and SSI Registration Certificates
GST Returns – Last 1 Year
All Directors’ Individual ITRs & Computation – Last 3 Years
Last 3 Years Complete Financials with Tax Audit Report and Annexures
Provisional Financials for Last FY or Month-wise Sales Figures – Last 1 Year
All Company Bank Account Statements – Last 1 Year (Updated)
All Directors’ Savings Account Statements – Last 6 Months
If Running Any Loan – Latest Sanction Letter and Repayment Schedule
Agreement to Sell Copy
Property Papers – Complete Chain with Sanctioned Map