Ezmyloans || Loans

Loan Against Property

A loan against property might help you manage your personal and commercial needs. You can get up to 50% of the property's worth with variable tenure. Check to see if you own any residential, business, or industrial property.

Low-interest rates

Simple and easy paperwork

Versatile tenancies with low-interest rates

Data Safety and Security

Quick response

Direct Deposit

Eligibility Criteria

In general, Loan Against Property Eligibility Criteria is determined by a variety of elements such as the individual's age, monthly wage or company revenue, total work experience, and CIBIL Score, among others.

Salaried Individuals

Age Limit of Salaried Individuals - 28 to 60 years of age
Work experience of salaried Applicants – Minimum 3 Years
Should be being at public, private companies or MNC
CIBIL Score should be above 750
Nationality - Resident of Indian

Self-Employed Individuals

Self-employed individuals must be between the ages of 25 and 70.
The CIBIL Score should be greater than -750.
Minimum number of years in business - 3-5 years
Nationality - Indian resident

Documents Required

Individual

Two photographs
Pan card copy
Aadhar card + passport
Address proof if rented also required permanent address proof
Last 3 years’ form -16, ITR with computation of the income if the file
Last 1 year’s bank statement - salary account
Loan schedule & sanction letter (if running)
Complete property papers with chain & map +ATS
Processing fee cheque in favor of bank
Last 3 months salary slip + appointment letter

Prop Firm

Photograph Both
Pan Card Clear Copy Proprietor
Address Proof (Pass Port, Voter Id Card) Proprietor
Office Address Proof Latest (Electricity Bill, Telephone Bill)
Firm Registration Certificates & GST Registration Copy
Last 1 Year GST Return Copy
Firm 3 Years ITR Computation, Profit Loss A/C, Balance-Sheet, Tax Audit Report, All Scheduled & Annexure
Provisional Financial Ay 2023-24
Bank Accounts (Current Account, Cc Account, Od Account Last 1 Year Updated)
6 Month Saving Account Statement Updated (Proprietor)
If Running Any Loan Please Provide a Sanction Letter And Repayment Scheduled
Agreement To Sell Copy
Property Papers With Chain Sanction Map

Partnership Firm

Photograph Partners
Pan Card - Company, All Partners
Address Proof - All Partners (Pass Port, Voter I Pan Card, Adhaar)
Firm Address Proof - Latest Any Utility Bill
Partnership Deed Copy
GST Certificate
GST Return Last 1 Year
3 Year Company ITR COI P/L A/C Balance sheet + Audit Report 3cb 3cd, All Annexures, Scheduled With C.A. Certified
Provisional Financial Ay 2023-24
3 Years all Partner Individuals ITR + Computation
Firm All A/C Bank Statement 1 Year Updated
All Partner Saving A/C Statement 6 Month
If Running Any Loan – Latest Sanction Letter + Track Records Or Repayment Scheduled

Pvt. Ltd.

All Director’s Photograph
Clear Pan Card - Company And All Directors
Address Proof – Company And Directors
List Of Director & Share Holder With CA Certified As On Date
Memorandum Order In Hand And Complete Copy (If Applicable)
GST, Sale, VAT, And SSI Registration Certificate
1 Year GST Returns
All Directors Individuals ITR & Computation Last 3 Years
Last 3 Years Complete Financial With Tax Audit Report And Annexure
Provisional Financial FY Last Year Or Month Wise Sale Figure Last 1 Year
Company All Bank Account Statement 1 Year Updated
All Directors Saving A/C Statement 6 Month