Ezmyloans || Loans

MSME Loans

Micro, small, and medium-sized enterprises (MSME), which contribute significantly to India's socio-economic development, constantly encounter substantial problems in securing quick funding. Ezmy loans simplify the lifestyles of MSMEs by not only assisting in the rapid raising of funds for various industry requirements, and also by easing the choice procedure for loan supervisors.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Quick response

Direct Deposit

Essentials

Eligibility Criteria

Applicants must be between the ages of 25 and 55.
Applicants' businesses must be in operation for more than 3 years.
Income Tax Returns must have been filed for at least 1 year.
Applicants must have a credit score of 750 or higher.
Applicants must have no history of loan default in their or their company's name.

Documents Required

Identity Proof: Aadhaar card, PAN card, Voter ID, Driving License, or any other government-approved ID.
Address Proof: Electricity bill, lease/rent agreement, or passport.
Financial Documents:
- Copy of GST Returns
- Last 6 months of bank account statements
- Accounting reports (Profit & Loss, Balance Sheet, etc.)
Business Ownership Proof: Business registration documents

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

What precisely is collateral?

Protection in the form of an investment offered by the borrower to a lender to secure a loan if the borrower fails to repay the loan, the collateral can be used to retrieve failures.

Will my proposal suffer as a result of my lack of collateral security?

Borrowers can continue if there is no security available, we allow eligible borrowers to facilitate the collateral-free loans by providing the coverage.

Do I have to pay any fees to obtain a loan?

The lender is not required to make any payment for registration purposes. Any lender whose proposal fits the products of lenders and simply wishes to receive in-principle approval must pay a nominal fee of Rs 1,000 + GST.

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