Healthcare Industry Loan

This type of facility can aid your medical practice. Whether you need project financing, equipment financing, a working capital limit, a bank guarantee, or buyer credit, we can help. It also finances the infrastructure healthcare business.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria

Typically, HealthCare Industry Eligibility Criteria are based on a variety of characteristics such as applicant age, business income, and domicile, among others.

  • Applicants must be between the ages of 23 and 60.
  • Business must be involved in any of the following:
    • Super specialty hospital
    • Nursing home
    • Diagnostic center
    • Pathology lab
    • Endoscopy center
    • IVF center
    • Specialty clinic
    • Educational center for medical, dentistry, paramedical & allied fields
    • Medical dealer
  • At least three years of healthcare business continuity experience
  • The promoter must have a good credit history.
  • Nationality: Indian resident

The variables influencing Eligibility Criteria?

The following are the top characteristics that commonly determine tourism and hospitality eligibility criteria:

  • Unstable business – Business is all about ups and downs, but when the notion of taking out a loan arises, the lender will assess your business stability to determine payback capability. Recent losses may hurt your eligibility.
  • Low credit rating – A good credit rating allows you to negotiate interest rates and gain quick approval for loans and credit. A low rating makes it difficult to get a loan because the payback level appears risky to lenders.

Documents Required

  • Pan Card Copy
  • Aadhar Card + Passport
  • Address Proof (If Rented, also provide Permanent Address Proof)
  • Last 3 Years Form-16, ITR with Computation of Income (if filed)
  • Last 1 Year Bank Statement – Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of the Bank
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Last 3 Months Salary Slip + Appointment Letter
  • Pan Card Copy
  • Aadhar Card + Passport
  • Address Proof (If Rented, also provide Permanent Address Proof)
  • Last 3 Years Form-16, ITR with Computation of Income (if filed)
  • Last 1 Year Bank Statement – Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of the Bank
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Last 3 Months Salary Slip + Appointment Letter
  • Photograph of Partners
  • PAN Card – Company and All Partners
  • Address Proof – All Partners (Passport, Voter ID, PAN Card, Aadhaar)
  • Firm Address Proof – Latest Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Return – Last 1 Year
  • 3 Years Company ITR, COI, Profit & Loss Account, Balance Sheet, Audit Report (3CB & 3CD), All Annexures, Schedules – CA Certified
  • Provisional Financials – AY 2023-24
  • 3 Years All Partners’ Individual ITRs with Computation
  • Firm All Account Bank Statements – Last 1 Year Updated
  • All Partners’ Savings Account Statements – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers with Complete Chain & Map
  • Projected Financials
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • All Directors’ Photograph
  • Clear PAN Card – Company and All Directors
  • Address Proof – Company and Directors
  • List of Directors & Shareholders with CA Certification as on Date
  • Memorandum Order in Hand and Complete Copy (if applicable)
  • GST, Sale, VAT, and SSI Registration Certificate
  • 1 Year GST Returns
  • All Directors’ Individual ITR & Computation – Last 3 Years
  • Last 3 Years Complete Financials with Tax Audit Report and Annexures
  • Provisional Financials for Last FY or Month-wise Sales Figures – Last 1 Year
  • Company Bank Account Statement – Last 1 Year Updated
  • All Directors’ Saving A/C Statement – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers – Complete Chain with Sanction Map
  • Projected Feasibility Report
  • Company Profile & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

1. Who qualifies for a Healthcare Industry Loan?

If you want to acquire financing to expand your business, make sure you meet the fundamental requirements, such as being between the ages of 23 and 65, having a business continuity of at least three years, and having a credit score of at least 700.

2. What is the current healthcare industry loan interest rate?

The interest rate on a healthcare industry loan ranges from 11.00% to 14.00%, based on the applicant's credit profile and previous repayment history.

3. What is the minimum and maximum loan amount available through the Healthcare Industry Loan?

The highest loan amount available under the Healthcare Industry Loan is Rs. 2 crores.

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