Water & Sanitation Funding

In some areas, individuals lack access to clean water and sanitation, therefore banks began giving micro-finance to assist them in obtaining domestic water and toilet facilities.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria for hydropower project Loan

Before applying for a loan, you must consider the following eligibility criteria:

  • The applicant should be between the ages of 25 and 65.
  • All proposals with a prior scientific database must be examined by the State Technical Agency, which will include Technical Experts, before being approved by the SLSSC.
  • The sustainability component of drinking water supply systems should be simple for the community/Gram Panchayat/Water User group to run and maintain.
  • Priority should be given to sustainability structures in over-exploited, critical, and semi-critical blocks, as well as in quality-affected habitations.
  • Applicants must be Indian citizens.

The variables influencing Eligibility Criteria?

The following are the top characteristics that commonly influence hotel funding eligibility criteria:

  • Incomplete Documentation – One of the key causes for impacting eligibility is incomplete documentation; for applying for any type of loan, adequate document requirement is the basic criteria of all banks and NBFC; your application will be refused due to incomplete docs.
  • Irregular Payment Behavior – The lender will review your application and examine your credit record to learn about your past performance on making payments and everything else; if you appear to have irregular, default payments, your eligibility will be impacted.

Documents Required

  • Pan Card Copy
  • Aadhar Card + Passport
  • Address Proof – If Rented, Also Required: Permanent Address Proof
  • Last 3 Years Form-16, ITR with Computation of Income (If Filed)
  • Last 1 Year Bank Statement – Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of the Bank
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Last 3 Months Salary Slip + Appointment Letter
  • Pan Card Clear Copy – Proprietor
  • Address Proof (Passport, Voter ID Card) – Proprietor
  • Office Address Proof – Latest (Electricity Bill, Telephone Bill)
  • Firm Registration Certificates & GST Registration Copy
  • Last 1 Year GST Return Copy
  • Firm 3 Years ITR: Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
  • Provisional Financial – AY 2019–20
  • Bank Accounts (Current, CC, OD) – Last 1 Year Updated
  • 6 Months Saving Account Statement – Updated (Proprietor)
  • If Running Any Loan – Provide Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers with Chain and Sanctioned Map
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Pan Card – Company, All Partners
  • Address Proof – All Partners (Passport, Voter ID, PAN Card, Aadhaar)
  • Firm Address Proof – Latest Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Return – Last 1 Year
  • 3 Years Company ITR: COI, P&L A/C, Balance Sheet, Audit Report (3CB, 3CD), All Annexures and Schedules with C.A. Certification
  • Provisional Financial – AY 2023–24
  • 3 Years All Partners’ Individual ITR + Computation
  • Firm All Bank A/C Statement – Last 1 Year Updated
  • All Partners’ Saving A/C Statement – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers – Complete Chain with Sanctioned Map
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Photograph
  • Clear PAN Card – Company and All Directors
  • Address Proof – Company and Directors
  • List of Directors & Shareholders with CA Certification as on Date
  • Memorandum, Order in Hand, and Complete Copy (if applicable)
  • GST, Sales Tax, VAT, and SSI Registration Certificates
  • 1 Year GST Returns
  • All Directors’ Individual ITR & Computation – Last 3 Years
  • Last 3 Years Complete Financials with Tax Audit Report and Annexures
  • Provisional Financial – Last Financial Year or Month-wise Sales Figures for Last 1 Year
  • Company Bank Account Statements – Last 1 Year Updated
  • All Directors’ Savings Account Statements – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers – Complete Chain with Sanctioned Map
  • Projected Feasibility Report
  • Company Profile & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate

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