Tourism & Hospitality Loan

This facility is specifically created for the hospitality industry, including hotels, motels, hostels, and food and beverage establishments. It also aids in the expansion of business growth by providing loans and serving as a business's working capital.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria for Tourism and Hospitality

Before applying for a loan, you must consider the following eligibility criteria:

  • The applicant should be between the ages of 21 and 60.
  • A minimum of three years of business continuity.
  • A strong credit history is required.
  • Applicants must be Indian citizens.

The variables influencing Eligibility Criteria?

The following are the top characteristics that commonly determine tourism and hospitality eligibility criteria:

  • Unstable business – Business is all about ups and downs, but when the notion of taking out a loan arises, the lender will assess your business stability to determine payback capability, and recent losses may hurt your eligibility.
  • Low credit rating – A good credit rating allows you to negotiate interest rates and gain quick approval for loans and credit, whereas a low rating makes it difficult to get a loan because the payback level appears dangerous.

Documents Required

  • Pan Card Copy
  • Aadhar Card + Passport
  • Address Proof If Rented, Also Required Permanent Address Proof
  • Last 3 Years Form-16, ITR With Computation Of Income (If Filed)
  • Last 1 Year Bank Statement - Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers With Chain & Map + ATS
  • Processing Fee Cheque In Favor Of the Bank
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Last 3 Months Salary Slip + Appointment Letter
  • Pan Card Clear Copy – Proprietor
  • Address Proof (Passport, Voter ID Card) – Proprietor
  • Office Address Proof – Latest (Electricity Bill, Telephone Bill)
  • Firm Registration Certificates & GST Registration Copy
  • Last 1 Year GST Return Copy
  • Firm 3 Years ITR – Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
  • Provisional Financial Year 2023–24
  • Bank Accounts – (Current Account, CC Account, OD Account) Last 1 Year Updated
  • 6 Month Savings Account Statement – Proprietor
  • If Running Any Loan – Provide Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers with Chain & Sanction Map
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Photograph – Partners
  • PAN Card – Company, All Partners
  • Address Proof – All Partners (Passport, Voter ID, PAN Card, Aadhaar)
  • Firm Address Proof – Latest Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Return – Last 1 Year
  • 3 Years Company ITR – COI, Profit & Loss A/C, Balance Sheet, Audit Report (3CB, 3CD), All Annexures & Schedules (CA Certified)
  • Provisional Financial Year 2019–20
  • 3 Years All Partners’ Individual ITR + Computation
  • Firm All Bank Accounts – 1 Year Updated Statement
  • All Partners’ Savings Account Statements – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter + Track Record or Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers – Complete Chain with Map
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • All Directors’ Photograph
  • Clear PAN Card – Company and All Directors
  • Address Proof – Company and Directors
  • List of Directors & Shareholders with CA Certification (As on Date)
  • Memorandum Order in Hand and Complete Copy (If Applicable)
  • GST, Sale, VAT, and SSI Registration Certificate
  • 1 Year GST Returns
  • All Directors’ Individual ITR & Computation – Last 3 Years
  • Last 3 Years Complete Financials with Tax Audit Report and Annexures
  • Provisional Financials FY (Last Year) or Month-wise Sales Figures (Last 1 Year)
  • Company All Bank Account Statements – 1 Year Updated
  • All Directors’ Savings Account Statements – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers – Complete Chain with Sanction Map
  • Projected Feasibility Report
  • Company Profile & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

1. How much money can I get with a tourism loan?

A Tourism Loan of up to Rs 10 lakh is available.

2. What is the goal of tourism financing?

The goal of Tourism Finance is to pool all travel, lodging, food, and other expenses into a single fund.

3. When do I have to pay back my Tourism Finances?

You can return your Tourism Finance in one to five years.

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