Project Loan

Corporate borrowers can obtain Project Loans for capital expenditures such as the establishment of new/additional manufacturing facilities, buildings, and so on. A project loan is also available to purchase fixed assets such as land and buildings, plant and machinery, and so on.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria

  • Individuals who work for themselves must be between the ages of 21 and 65.
  • Companies from both the public and private sectors are eligible.
  • Minimum Years of Business continuity - 3 Years with profit in the last audited financial year.

Variables that influence project loan eligibility criteria

The following are the key factors that commonly influence Project Loan Eligibility Criteria:

  • Avoid applying for many loans and credit cards – It is important to avoid applying for several loans and credit cards because it will affect your credit score and diminish your eligibility level.
  • Previous Credit History – Did you know that your past credit history can affect your current and future loan application chances? You may be unable to obtain project financing due to a low credit score.
  • Newly established business – Generally, not every business is qualified for a loan because lenders have fixed terms and policies. One such policy is that newly established businesses are ineligible since there is no past performance record to assess.

Documents Required

  • Pan Card Copy
  • Aadhar Card + Passport
  • Address Proof – If Rented, Also Required Permanent Address Proof
  • Last 3 Years Form-16, ITR with Computation of Income If Filed
  • Last 1 Year Bank Statement – Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of Bank
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Last 3 Months' Salary Slip + Appointment Letter – Proprietary Firm
  • Both Photographs
  • Proprietor of a Pan Card Clear Copy
  • Proof of Address (Passport, Voter ID Card) – Proprietor
  • Latest Office Address Proof (Electricity Bill, Telephone Bill)
  • Certificates of Firm Registration & GST Registration Copy
  • Copy of the Last Year's GST Return
  • 3 Years ITR Computation for Firm, Profit & Loss A/c, Balance Sheet, Tax Audit Report, All Schedules & Annexures
  • Provisional Financials for AY 2019-20
  • Bank Accounts (Current Account, CC Account, OD Account – Last 1 Year Updated)
  • Updated 6-Month Savings Account Statement (Proprietor)
  • If Running Any Loan, Please Provide Sanction Letter and Repayment Schedule
  • Copy of Sale Agreement
  • Property Papers Including Chain of Ownership and Sanctioned Map
  • Financial Projections
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certification and MSME Certification
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Estimated Cost of Building Construction
  • Photograph of All Partners
  • PAN Card – Company & All Partners
  • Address Proof – All Partners (Passport, Voter ID, PAN Card, Aadhaar)
  • Firm Address Proof – Latest Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Returns – Last 1 Year
  • 3 Years Company ITR, COI, Profit & Loss A/c, Balance Sheet, Audit Report (Form 3CB & 3CD), All Annexures and Schedules, CA Certified
  • Provisional Financials for AY 2019-20
  • 3 Years ITR & Computation for All Individual Partners
  • Firm’s All Bank Account Statements – Last 1 Year (Updated)
  • All Partners’ Saving Account Statements – Last 6 Months
  • If Running Any Loan – Latest Sanction Letter with Track Records or Repayment Schedule
  • Agreement to Sell Copy
  • Complete Property Papers with Chain of Ownership and Sanction Map
  • Projected Financial Statements
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • All Directors’ Photographs
  • Clear PAN Card – Company and All Directors
  • Address Proof – Company and All Directors
  • List of Directors & Shareholders with CA Certification as of Date
  • Memorandum, Order in Hand, and Complete Copy (If Applicable)
  • GST, Sales Tax, VAT, and SSI Registration Certificates
  • GST Returns – Last 1 Year
  • All Directors’ Individual ITRs & Computation – Last 3 Years
  • Last 3 Years Complete Company Financials with Tax Audit Reports and Annexures
  • Provisional Financials for Last FY or Month-wise Sales Figures for Last 1 Year
  • All Company Bank Account Statements – Last 1 Year (Updated)
  • All Directors’ Savings Account Statements – Last 6 Months
  • If Any Running Loan – Latest Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Complete Property Papers with Chain and Sanction Map
  • Projected Financial Statements
  • Project Feasibility Report
  • Company Profile & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

1. Who is involved in Project Loan?

  • Sponsors
  • Off Takers
  • Host Government
  • Financial Institutions/Banks
  • Contractors and Suppliers

2. How can I apply for a Project Loan?

You can obtain a loan from a private or public bank or financial institution.

3. When do I have to return the Project Loan?

Normally, you can return your Project Loan in 6 or 12 months.

Still have a questions?

Reach out to us—we're here to help and maybe share a laugh!

We promise we're not ignoring you—just busy being awesome. You'll hear from us within 48 hours!

EZMY_Loans 2025 © All rights reserved

Designed with ❤️ by Task Robots

Terms & Conditions

Privacy Policy