Exporter Bill Discounting

With the support of an intermediary's banking institution's payment commitment, an exporter can obtain speedy access to cash. It contributes to improved cash flow. Receive payment for overdue export bills.

Low Initial Payment

Enticing EMI

Instant Acceptance

No guarantor

Used Vehicle Loans

Refinance Existing Loans

Eligibility Criteria

The eligibility criteria are determined by a variety of elements such as the individual's age, repayment history, business sales/turnover, and creditworthiness, among others.

  • Individuals must be between the ages of 22 and 60
  • Must have an excellent credit history
  • All businesses involved in the provision of products and services
  • At least three years of exporting business continuity

Documents Required

  • Two Photographs
  • Pan Card Copy
  • Aadhar Card + Passport
  • Address Proof — If Rented, Also Required Permanent Address Proof
  • Last 3 Years Form-16, ITR with Computation of Income (if filed)
  • Last 1 Year Bank Statement – Salary Account
  • Loan Schedule & Sanction Letter (if running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in favour of the Bank
  • Last 3 Months’ Salary Slip + Appointment Letter
  • Photograph Both
  • Pan Card Clear Copy – Proprietor
  • Address Proof (Passport, Voter ID Card) – Proprietor
  • Office Address Proof Latest (Electricity Bill, Telephone Bill)
  • Firm Registration Certificates & GST Registration Copy
  • Last 1 Year GST Return Copy
  • Firm 3 Years ITR Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
  • Provisional Financial AY 2023-24
  • Bank Accounts (Current Account, CC Account, OD Account) – Last 1 Year Updated
  • 6 Month Saving Account Statement Updated (Proprietor)
  • If Running Any Loan – Provide Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers with Chain & Sanction Map
  • Photograph – Partners
  • Pan Card – Company and All Partners
  • Address Proof – All Partners (Passport, Voter ID, Pan Card, Aadhaar)
  • Firm Address Proof – Latest Any Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Return – Last 1 Year
  • 3 Years Company ITR, Profit & Loss A/C, Balance Sheet + Audit Report (3CB, 3CD), All Annexures & Schedules with CA Certification
  • Provisional Financial – AY 2023-24
  • 3 Years All Partner Individual ITRs + Computation
  • Firm All A/C Bank Statement – Last 1 Year Updated
  • All Partner Saving A/C Statement – 6 Months
  • If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers – Complete Chain with Map
  • All Director’s Photograph
  • Clear Pan Card – Company and All Directors
  • Address Proof – Company and Directors
  • List of Directors & Shareholders with CA Certification (as on date)
  • Memorandum Order in Hand and Complete Copy (if applicable)
  • GST, Sales, VAT, and SSI Registration Certificates
  • 1 Year GST Returns
  • All Directors’ Individual ITR & Computation – Last 3 Years
  • Last 3 Years Complete Financials with Tax Audit Report and Annexures
  • Provisional Financial for Last FY or Month-wise Sale Figures for Last 1 Year
  • Company’s All Bank Account Statements – Last 1 Year (Updated)
  • All Directors’ Saving A/C Statement – 6 Months
  • If Running Any Loan – Latest Sanction Letter and Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers – Complete Chain with Sanction Map

FAQs

Got questions? Our FAQs have answers and a sprinkle of humor. Dive in and discover more!

1. What exactly do you mean by Exporter Bill under LC?

When business owners acquire funds against an exporter bill under LC, banks allow them to use the funds before obtaining payment dues from overseas banks.

2. What are the advantages of discounting exporter bills?

This credit facility allows you to receive funds in exchange for outstanding bills, giving you more opportunities to use the funds, such as expanding your business or accepting high-level orders.

3. What is the process of Exporter Bill Discounting?

As a business owner, you must submit goods for export and rapidly generate an invoice to obtain financing from any financial institution.

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